Does Openbank Pay perform credit checks and could they affect my credit score?

Yes, we carry out credit checks, which may affect your credit score. We want to make sure that we help customers make the right financial decisions. With this in mind, when we receive your request to use an Openbank Pay payment method, we carry out the corresponding credit checks according to our credit risk criteria. Furthermore, to approve your purchase, we study your creditworthiness by processing your personal data and collecting information from external sources, as described in the Openbank Pay Privacy Policy.